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For the purpose of effective occupant restraint, seat belt anchorage test is devised to prevent any failure at the anchorage locations during vehicle crash. In India Seat Belt Anchorages (SBA) certification test is mandatory for M and N types of category vehicles with regards to forward and rearward facing seats in the vehicle. During the development phase failure at seat anchorage location was observed in physical test, which resulted in vehicle not meeting the regulatory requirement. This phenomenon of anchorage failure was captured through Finite Element (FE) simulations and correlation was done to understand the root cause of failure for future development. Computer Aided Engineering (CAE) based design proposals were developed by considering various parameters which influence the load path and force distribution at seat belt and seat anchorage locations.