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Technical Paper

Designing for Insurability:Best Practices to Achieve Lower Vehicle Repair Costs

2004-03-08
2004-01-1774
The twenty-first century finds the automobile industry facing an accelerating pace of change in vehicle design, materials and manufacturing processes. More daring vehicle styling, innovative designs (modularity, platform commonization, hybrid powertrains, side airbag curtains, electronics), new materials and applications (dual-phase and boron steels, structural foam, aluminum, composites), manufacturing techniques (hydroforming, tailored blanks, weld-bonding, laser welding) and the like are offering consumers an increasing variety of product choices, with continuous improvements in comfort, safety, convenience, durability, fuel economy and emission reductions. In spite of all these advances in technologies, the reality is that vehicles will continue to be involved in collisions. The rate of increase in average collision repair costs more than offsets decreases in collision claims frequencies.
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